Same-day approvals · No credit check for PI cases
Pre-Settlement Funding

Cash before your settlement. Zero risk if you lose.

Pre-settlement funding turns your pending lawsuit into cash you can use today. It's non-recourse — meaning if your case doesn't win, you owe us nothing. No credit check, no monthly payments, and no risk to you. Just capital when you need it most.

  • Advances from $500 to $100,000+
  • Funded in as little as 24 hours
  • No credit check, ever
  • Lose your case? Pay us nothing.
Person receiving pre-settlement funding relief

Pre-settlement funding, done right

★ NON-RECOURSE FUNDING · NO CREDIT CHECK · 24-HOUR FUNDING · ATTORNEY COORDINATION · WRITTEN TERMS UPFRONT · NO MONTHLY PAYMENTS · LOSE? OWE NOTHING · NATIONWIDE COVERAGE* ★ NON-RECOURSE FUNDING · NO CREDIT CHECK · 24-HOUR FUNDING · ATTORNEY COORDINATION · WRITTEN TERMS UPFRONT · NO MONTHLY PAYMENTS · LOSE? OWE NOTHING · NATIONWIDE COVERAGE*
Attorney explaining pre-settlement funding to client
Not a loanin most states
The Basics

What is pre-settlement funding, exactly?

Pre-settlement funding is a cash advance against the future proceeds of your pending personal injury lawsuit. Instead of waiting months — or years — for your case to settle, you get access to part of that money now, when you actually need it.

In most states, it's structured as a non-recourse advance rather than a traditional loan. That distinction matters: you have no personal repayment obligation. There are no monthly payments while your case is active. Your credit score isn't touched. And if your case doesn't win, the entire debt is wiped — you owe nothing.

Pre-settlement funding is also called lawsuit funding, legal funding, lawsuit cash advances, or pre-settlement loans. Whatever it's called locally, the mechanics are the same: cash now, repaid from your settlement, only if you win.

  • Not a loan — no personal repayment obligation
  • No credit check, no income verification
  • No monthly payments during your case
  • Lose your case? Debt is wiped, no exceptions
Why People Use It

When bills come faster than settlements.

Personal injury cases can take months — sometimes years — to resolve. Meanwhile, life doesn't pause. Here are the four most common reasons plaintiffs come to us.

01

Keep the Roof Over Your Head

Rent and mortgage don't stop for lawsuits. Pre-settlement funding covers monthly essentials so you don't fall behind while you wait for settlement.

02

Cover Medical Bills

Medical bills stack up fast after an injury. Use funding to pay providers, avoid collections, and access treatment your case may require.

03

Replace Lost Income

Can't work due to injury? Funding replaces lost income so you can focus on recovery instead of scrambling to make ends meet.

04

Negotiate From Strength

Insurance companies pressure broke plaintiffs into low settlements. With funding, you can hold out for the number your case actually deserves.

The Process

From application to funded — in about 24 hours.

The whole thing works faster and simpler than most people expect. Here's what happens between your application and the money landing in your account.

Person completing the application on a phone
1
Step One

Apply in 3 minutes

Fill out our short online form or call us. We only ask what we need to route your case to the right specialist and get things started.

Start now
Underwriting team reviewing case details
2
Step Two

We coordinate with your attorney

Our team reaches out to your attorney directly to gather the case documents we need — complaint, incident reports, medical summaries, and case value estimate. You don't have to run interference.

See the full process
Client receiving funds directly to their bank account
3
Step Three

Get funded fast

Once we're able to approve, we send you a written funding agreement with clear terms. Sign it, and funds are wired directly to your bank account — typically within 24 hours.

Apply now
Why Choose Best Deal

Not every funder plays it straight.

The pre-settlement funding industry has earned its reputation — predatory rates, hidden fees, aggressive tactics, and terms buried in fine print. Best Deal Funding was built to be the alternative. Here's what makes us different.

📋
Written Terms UpfrontDisclosed before you sign
🚫
No Hidden FeesWhat you see is what you pay
💬
Real PeopleNo chatbots, no scripts
🤝
Attorney CoordinationWe handle the paperwork
Learn about us →
🛡️
Non-Recourse You owe nothing if you lose
Fast Decisions Most within 24 hours
No Credit Check Ever, for PI funding
Pre-Settlement Funding FAQ

The most common questions.

Quick answers to questions we hear from plaintiffs considering pre-settlement funding. For the complete list — covering pricing, cases, our company, and everything else — see our full FAQ page.

See our full FAQ →
Is pre-settlement funding a loan?
In most states, no. It's structured as a non-recourse cash advance against your future settlement — not a loan. There are no monthly payments, no interest accruing while your case is open, and no repayment required if you don't win. In a small number of states, regulation requires it to be structured as a loan, but the core principle is the same: repayment is contingent on winning.
How much money can I get?
Typically between $500 and $100,000+, depending on the strength and estimated value of your case. Larger amounts are considered for exceptionally strong high-value cases. The exact amount depends on your case's fundamentals — liability, injuries, documentation, and reasonable settlement range.
Do I have to have an attorney?
Yes. You must have an attorney representing you before we can fund your case. This is standard across the industry. Your attorney doesn't have to approve the funding, but they need to be part of the process because repayment comes from the settlement proceeds.
Do you check my credit?
No. Your credit score is never a factor in our decision. We evaluate the strength of your case, not your credit history. Bad credit, no credit, or past bankruptcy doesn't disqualify you.
How fast can I get the money?
Most approvals come within 24 hours of receiving the required documents from your attorney. Once you sign the funding agreement, funds are typically wired the same or next business day. Simple, straightforward cases can move faster.
What if I lose my case?
If your case doesn't win, you owe us nothing. That's what non-recourse means. No fine print, no clawback, no "you still owe us the principal." The risk lives with us — not you.
Can I use the money for anything?
Yes. There are no restrictions on how you use pre-settlement funding. Rent, mortgage, medical bills, groceries, car payments, childcare — it's your money.
Are there upfront fees?
Never. There are zero fees to apply and no out-of-pocket costs to receive funding. Our fee is only collected from your settlement proceeds — and only if you win.
Ready to Apply?

Your settlement is coming.
Your relief is a phone call away.

Apply online in 3 minutes, or call a funding specialist directly. No cost, no credit check, no obligation — just answers.

Available 24/7 · No obligation · Habla Español