Privacy Policy.

1. Information We Collect

We collect information about you in several ways when you interact with us:

1.1 Information You Provide Directly

When you apply for funding, contact us, or fill out any form on our website, we collect the information you submit, which may include:

• Full name, contact information (phone, email, mailing address)
• State of residence or state of business operation
• For pre-settlement funding: case type, attorney contact information, case details, medical information related to your claim, and other case-related information necessary to underwrite your application
• For business funding: business name, entity type, industry, time in business, monthly revenue, business bank statements, and other financial documentation
• Communications you send to us (emails, messages, phone conversations)
• Any other information you voluntarily provide in the course of interacting with us

1.2 Information Collected Automatically

When you visit our website, we automatically collect certain technical information, including:

• IP address, browser type, operating system, and device identifiers
• Pages visited, time spent on pages, referring URLs
• Cookies, pixel tags, web beacons, and similar tracking technologies
• Location information (approximate, based on IP address)

1.3 Information From Third Parties

In the course of processing your application, we may receive information about you from:

• Your attorney or attorney's office (for pre-settlement funding applications)
• Medical providers, hospitals, and healthcare records (with your authorization, for case underwriting)
• Banks, financial institutions, and credit reporting agencies (for business funding underwriting where applicable)
• Public records, court records, and litigation databases
• Marketing partners and lead generation sources (where lawful and disclosed)

2. How We Use Your Information

We use the information we collect for the following business purposes:

• Application processing: To evaluate your application for pre-settlement funding or business funding, underwrite your case or business, and make funding decisions
• Communication: To respond to your inquiries, provide customer support, and communicate with you about your application, funding agreement, or ongoing case
• Coordination: To coordinate with your attorney's office, medical providers, or other authorized third parties as necessary to underwrite and process your application
• Legal and regulatory compliance: To comply with applicable laws, regulations, court orders, and government requests, and to enforce our contractual rights
• Fraud prevention: To detect, prevent, and investigate fraud, unauthorized use of our services, and other illegal activity
• Marketing (with consent): To send you promotional communications about our products and services, where you have provided consent
• Website operation and improvement: To operate, maintain, and improve our website and services
• Analytics: To understand how visitors use our website and how we can improve the user experience

3. TCPA Consent & Communications

By submitting an application or contact form on our website, and by checking the applicable consent box, you expressly consent to receive telephone calls, text messages (SMS), and emails from Best Deal Funding and its authorized service providers at the telephone number and email address you provided. This includes calls and messages placed using an automatic telephone dialing system, artificial voice, or prerecorded voice.

You understand that:

• Consent is not a condition of receiving funding or services from Best Deal Funding
• Message and data rates may apply to text messages
• You can opt out of text messages at any time by replying STOP to any text message you receive from us
• You can opt out of marketing emails by clicking the "unsubscribe" link in any marketing email or by contacting us directly
• You can request that we stop calling you by contacting us at (347) 634-2802 or emailing [email protected]

Please note that certain non-marketing communications related to your application, funding agreement, or account may continue even after you opt out of marketing communications, as these are necessary to service your relationship with us.

4. How We Share Your Information

We do not sell your personal information to third-party marketers. However, we may share your information with the following categories of recipients as necessary to operate our business:

4.1 Service Providers

We share information with third-party service providers who perform services on our behalf, such as underwriting support, IT and hosting services, payment processing, customer support platforms, communications platforms, analytics providers, and legal or accounting professionals. These service providers are contractually required to use your information only to provide services to us and to maintain appropriate confidentiality and security safeguards.

4.2 Attorneys and Authorized Case Contacts

For pre-settlement funding, we share information with your attorney's office as necessary to underwrite and process your funding application. This coordination is essential to the funding process and is done with your knowledge and consent.

4.3 Financial Institutions and Funding Sources

We may share information with banks, capital partners, or other funding sources involved in providing your funding.

4.4 Legal and Regulatory Recipients

We may disclose information to comply with applicable laws, respond to lawful requests from government agencies or courts, enforce our contractual rights, protect against fraud, or protect the rights, property, or safety of Best Deal Funding, our clients, or others.

4.5 Business Transfers

If Best Deal Funding is involved in a merger, acquisition, financing, reorganization, sale of assets, or bankruptcy, your information may be transferred as part of that transaction. We will provide notice before your information is transferred and becomes subject to a different privacy policy.

4.6 With Your Consent

We may share your information with other parties when you have provided consent to do so.

5. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies (such as pixel tags, web beacons, and analytics tools) to collect information about how you interact with our site. Cookies are small data files stored on your device.

We use these technologies to:

• Remember your preferences and settings
• Understand how our website is used
• Measure the effectiveness of our marketing
• Improve our website and user experience
• Detect and prevent fraud

You can control cookies through your browser settings. Disabling cookies may impact your ability to use certain features of our website.

6. Your Privacy Rights

Depending on the state where you live, you may have specific privacy rights regarding the personal information we hold about you. These rights may include:

• Right to know: Request information about what personal information we have collected about you
• Right to access: Request a copy of the personal information we hold about you
• Right to correct: Request that we correct inaccurate personal information
• Right to delete: Request that we delete personal information about you, subject to certain exceptions
• Right to opt out of sale/sharing: Opt out of the sale or sharing of your personal information (note: we do not sell your personal information to third-party marketers)
• Right to limit use of sensitive information: Limit the use and disclosure of certain sensitive personal information
• Right to non-discrimination: Not be discriminated against for exercising your privacy rights

How to exercise your rights: To exercise any of these rights, contact us at [email protected] or by phone at (347) 634-2802. We will verify your identity before responding to your request, and we will respond within the time frame required by applicable law.

7. California Residents (CCPA/CPRA)

If you are a California resident, the California Consumer Privacy Act, as amended by the California Privacy Rights Act, provides you with specific rights regarding your personal information, as described in Section 6 above.

Categories of Personal Information Collected in the Last 12 Months: identifiers (name, contact info, IP address), commercial information, internet activity, geolocation data, professional information (for business funding), and financial information necessary to underwrite applications.

Categories of Sources: directly from you, from your attorney or authorized case contacts, from financial institutions and public records, and automatically through website use.

Categories of Third Parties We Share With: service providers, attorneys, financial institutions, funding sources, and legal/regulatory recipients (as described in Section 4).

Sale/Sharing of Personal Information: We do not sell your personal information to third-party marketers. We do not knowingly sell or share the personal information of individuals under 16 years of age.

Authorized Agent: California residents may designate an authorized agent to make privacy requests on their behalf. We will require verification of the agent's authority.

8. Other State Privacy Laws

Residents of other states with comprehensive privacy laws (including but not limited to Virginia, Colorado, Connecticut, Utah, Texas, Oregon, Montana, and others) may have similar rights under their state's law. Contact us to exercise your rights as described in Section 6.

9. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the internet or method of electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security.

10. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with our legal and regulatory obligations, resolve disputes, and enforce our agreements. When we no longer need your information, we securely delete or anonymize it in accordance with applicable law.

11. Children's Privacy

Our services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from anyone under 18. If we learn that we have collected personal information from a child under 18, we will delete that information as quickly as possible. If you believe a child under 18 has provided us with personal information, please contact us immediately.

12. Third-Party Links

Our website may contain links to third-party websites or services. This Privacy Policy does not apply to those third-party sites. We are not responsible for the privacy practices of third parties, and we encourage you to review their privacy policies before providing any personal information.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, applicable law, or for other operational or legal reasons. When we make material changes, we will update the "Effective Date" at the top of this policy and, where required by law, provide additional notice. Your continued use of our website after any change becomes effective constitutes your acceptance of the revised Privacy Policy.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, contact us at: