Cash advance on your workplace injury case.
Injured on the job? Workers' comp can help — but it's often not enough, and third-party liability claims can take years to settle. If you have an attorney working your case, we can advance cash today against your future settlement. No credit check. And if you don't win, you owe us nothing.
- ✓ Funding for third-party liability workers' comp cases
- ✓ Cash in as little as 24 to 48 hours
- ✓ No credit check — case value only
- ✓ Non-recourse: lose the case, owe nothing
Funding for workplace injury & third-party cases
Not every workers' comp claim is the same.
There's an important distinction most people don't know about. Workers' compensation is an administrative benefit system — you file with your employer's carrier, and you receive medical coverage and partial wage replacement. That's a separate track from a lawsuit, and pre-settlement funding generally isn't available on straight workers' comp benefits.
But many workplace injuries also involve a third party — someone who caused the injury but isn't your employer. A subcontractor. A property owner. A machinery manufacturer. A negligent driver. When that's the case, you can pursue a third-party liability lawsuit alongside your workers' comp claim. Those lawsuits are pre-settlement fundable.
- ✓ Injured by a subcontractor or their employee
- ✓ Injured by defective equipment or machinery
- ✓ Injured in a vehicle accident while working
- ✓ Injured on someone else's property while working
Common workplace injury cases with third-party claims.
These are the workplace injury scenarios where third-party liability lawsuits typically exist — and where pre-settlement funding can help bridge the gap while your case is pending.
Construction Site Injuries
Falls from scaffolding, struck-by-object incidents, injuries caused by subcontractors, or defective safety equipment. Construction accidents are the most common third-party workplace injury cases.
Warehouse & Distribution Accidents
Forklift accidents, injuries from falling inventory, conveyor belt malfunctions, or unsafe equipment maintained by outside vendors.
Machinery & Equipment Malfunctions
Injuries caused by defective machinery, missing safety guards, or equipment maintained by a third-party contractor. These often become product liability or negligent maintenance claims.
Trucking & Delivery Accidents
If you were driving for work and got hit by another driver, you have both a workers' comp claim and a third-party auto case. Delivery drivers, truckers, and mobile workers all commonly qualify.
Falls at Third-Party Job Sites
If you were sent to work at another company's location and were injured due to their negligence, you may have a premises liability claim against that property owner.
Toxic Exposure & Long-Term Injury
Exposure to asbestos, chemicals, industrial toxins, or other harmful substances at work — often with responsibility traceable to product manufacturers, not employers.
Workers' comp checks don't cover everything.
Workers' compensation replaces about two-thirds of your wages — sometimes less depending on your state. Meanwhile, all your fixed expenses stay the same: rent, mortgage, utilities, car payments, groceries. And workers' comp doesn't pay for the pain, the disruption, or the long-term impact of your injury.
Third-party liability lawsuits exist because sometimes the injury is somebody else's fault beyond just your employer — and those cases can recover the damages workers' comp doesn't cover. Pre-settlement funding gives you cash while your attorney fights for those damages.
- ✓ Cover the gap between workers' comp and your actual bills
- ✓ Pay for treatment workers' comp denied
- ✓ Cover mortgage, rent, or car payments while you recover
- ✓ Give your attorney room to fight for full damages
How we evaluate workplace injury cases.
The most important factor is whether there's a third-party claim beyond straight workers' comp. Once we've confirmed there is, our underwriting looks at the same core case-strength factors as any personal injury case.
From application to funded — typically 24 to 48 hours.
Workers' comp third-party cases follow the same general process as any personal injury funding — with a bit more focus on confirming that the third-party case exists and is being actively worked.
Apply in 3 minutes
Complete our short online application or call us. We need basic info about you, the incident, whether there's a third-party claim, and your attorney's contact information.
Start now →
We confirm the third-party case
Our team reaches out to your attorney's office to confirm the third-party claim, gather medical records, incident reports, and case value estimate. This is where we make sure your case is fundable.
See the full process →
Get funded
Once approved, we send a written funding agreement with clear terms. Sign it, and funds are wired directly to your bank account — typically within 24 to 48 hours.
Apply now →Questions from injured workers.
Common questions we hear from workers with workplace injury claims. For our complete FAQ, see our full FAQ page.
See our full FAQ →Do you fund straight workers' comp cases?
How do I know if I have a third-party case?
What are common third-party workers' comp situations?
How much can I get on a third-party workers' comp case?
What if I'm still on workers' comp and also have a third-party case?
Will my workers' comp carrier get a piece of my settlement?
How long do third-party workers' comp cases take?
Will funding affect my workers' comp benefits?
Not a workplace injury case?
We fund a wide range of personal injury case types. If yours isn't workplace-related, one of these might be a fit — or call us and we'll figure it out together.
You got hurt on the job.
Don't get hurt by the wait.
Apply online in 3 minutes, or call a funding specialist directly. No cost to apply, no credit check, no obligation.
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