Product liability and mass tort cases can take years to resolve — often 3 to 5 or more. Meanwhile, you're dealing with the injuries a defective product caused. If your case has been filed and you're represented by counsel, we can advance you cash today. No credit check, no monthly payments, and if you don't recover, you owe us nothing.
Funding for product liability & mass tort cases
Product liability cases fall into two broad categories, and it's helpful to understand which applies to you. Individual product liability cases involve one plaintiff (or family) suing a manufacturer over a specific defective product that caused specific harm. These are standard PI cases with standard PI funding.
Mass torts and multidistrict litigation (MDL) are different. Thousands of plaintiffs with similar injuries from the same product — Roundup, Zantac, hair relaxers, defective medical devices — are consolidated for pre-trial proceedings while each case remains individual. These take longer to resolve, but individual settlements can still be substantial.
We fund both. The underwriting is a little different for mass torts (we look at where the litigation stands and typical settlement ranges for similar plaintiffs), but the process is the same: we work with your attorney, evaluate your case, and can typically fund within 24 to 72 hours.
Product liability covers a huge range of cases, from consumer product injuries to pharmaceutical mass torts. Here are the most common categories we see.
Prescription and over-the-counter drugs that caused injury due to inadequate warnings, undisclosed side effects, or contamination. Many are consolidated into MDLs with substantial settlements.
Hip and knee implants, mesh, IVC filters, defective pacemakers, and other medical devices that caused injury. Product cases against device manufacturers can support large advances.
Faulty airbags, brake failures, unintended acceleration, tire defects, or seatback failures. Auto product cases involve major manufacturers and typically substantial insurance coverage.
Roundup, PFAS, asbestos, benzene, industrial chemicals, and other toxic substances that caused cancer or other illness. Many toxic exposure cases are in active MDLs.
Defective household appliances, tools, children's products, cosmetics, or electronics that caused burns, injuries, or worse. Individual consumer product cases can still be strong candidates for funding.
Defective safety equipment, industrial machinery, PPE, or workplace tools that caused injury. Often overlaps with workers' comp third-party claims.
Product liability cases and mass torts are heavily litigated. Corporate defendants — pharmaceutical companies, auto manufacturers, chemical companies — have vast resources and every incentive to delay. Meanwhile, you're managing the physical, emotional, and financial fallout of what a defective product did to you.
Pre-settlement funding exists so you don't have to accept a lowball early offer to make the bills stop. Because we're only paid from a successful outcome, our interests are aligned with yours: we want you to hold on for the settlement your case deserves.
Product liability underwriting looks at the same core PI factors, plus specific considerations for mass torts. For MDLs, we consider where the litigation stands (bellwether trials, settlement negotiations, established case values) and how your claim compares to similar plaintiffs.
Product liability and mass tort cases require more documentation upfront than simpler PI cases. Here's what to expect.
Complete our short online application or call us. We need basic info about you, the product involved, your injuries, and your attorney. If your case is in an MDL, note the MDL name too.
Start now →Our team coordinates with your attorney's office to gather what we need — complaint or MDL registration, medical records, product usage documentation, and case value estimate. Mass tort cases sometimes require additional records.
See the full process →Once approved, we send a written funding agreement with clear terms. Sign it, and funds are wired directly to your bank account — typically within 24 hours of signed paperwork.
Apply now →Questions we frequently hear from product liability and mass tort plaintiffs. For our complete FAQ, see our full FAQ page.
See our full FAQ →We fund a wide range of personal injury case types. If yours isn't product-related, one of these might be a fit — or call us and we'll figure it out together.
Apply online in 3 minutes, or call a funding specialist directly. No cost to apply, no credit check, no obligation.
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