Working capital, on your timeline. Not the bank's.
Banks say no. We say maybe. Then usually yes. Best Deal Funding offers four flexible business funding products designed for small and mid-sized businesses that need capital fast — approved on revenue, not just credit, and funded in as little as 24 hours.
- ✓ Funding from $5,000 to $5 million
- ✓ Approval based on revenue, not just credit
- ✓ Funded in 24 to 48 hours
- ✓ No upfront application fees
Business funding, built for how you actually operate
Four ways to fund your business.
Different situations call for different products. Whether you need fast working capital, equipment for expansion, structured payments, or flexible on-demand credit — we have a product built for it.
Merchant Cash Advance
Fast, revenue-based capital paid back as a percentage of daily receipts. $5K – $2M. Approval in hours.
Learn more →Equipment Financing
Financing for machinery, vehicles, technology, and heavy equipment. Up to $5M. The equipment secures the deal.
Learn more →Term Loans
Fixed-amount capital repaid on a set schedule. 3–60 month terms. Predictable payments for long-term planning.
Learn more →Business Line of Credit
Flexible credit you can draw from as needed. Pay interest only on what you use. Perfect for uneven cash flow.
Learn more →
Banks weren't built for how you actually operate.
If you've applied for a small business loan through a traditional bank, you already know: they take weeks to respond, ask for two years of profitability, want collateral you may not have, and often say no to businesses under two years old regardless of how strong the fundamentals are.
We built our business funding division for the businesses banks won't fund on their timeline — even when the business is healthy, growing, and creditworthy. Our approval is based primarily on your revenue and business health, not just credit scores or years in operation.
- ✓ Approval based on revenue, not just credit
- ✓ Same-day decisions on most applications
- ✓ Funded in 24 to 48 hours after approval
- ✓ All fees and terms disclosed upfront, in writing
Four things we look for.
Every product has slightly different requirements, but these are the four factors that matter most across all of our business funding products. Meet these, and you probably qualify for at least one product — often more than one.
6+ Months in Business
Most products require at least 6 months of operating history. Newer businesses may qualify for select products — call us to explore options.
$15K+ Monthly Revenue
Our minimum revenue threshold is around $15,000 per month. Higher revenue unlocks higher funding amounts and better terms.
Valid U.S. Business Entity
LLC, corporation, or sole proprietorship — as long as it's registered in the U.S. and has a business bank account, you're eligible to apply.
Business Bank Account
An active U.S. business bank account with 3+ months of statements is required. We fund directly to this account.
Nearly every industry. All 50 states.*
If you run a business and generate revenue, we probably have a product for you. We've funded everything from restaurants and retail to trucking, medical practices, e-commerce, and heavy construction. Some highly regulated industries have restrictions, but the vast majority of small and mid-sized businesses qualify for at least one of our products.
From application to funded — often within 48 hours.
We built our business funding process to move at the speed of your business. Here's what happens between your application and money in your business account.
Apply and share statements
Complete our short online application or call us. We'll ask for basic business info and 3 months of recent business bank statements. That's usually all we need to start.
Start now →
We match you to the right product
Our team reviews your business and matches you to the product that makes the most sense given your revenue, industry, use case, and timeline. Most decisions come the same day.
See our full FAQ →
Get funded to your business account
Sign the funding agreement and we wire directly to your business bank account. Most funding lands within 24–48 hours after signed paperwork.
Apply now →Business owner questions.
The most common questions from business owners exploring our funding products. For our complete FAQ across every topic, see our full FAQ page.
See our full FAQ →What types of business funding do you offer?
What do I need to qualify?
How fast can I be funded?
Do you check personal credit?
What if my business is less than 6 months old?
Can I use the funds for anything?
How much can I get?
Are there upfront application fees?
Your business can't
wait for the bank.
Apply online in 3 minutes, or call a business funding specialist directly. Same-day decisions on most applications. No cost to apply, no obligation, no games.
Same-day decisions · No upfront fees · Habla Español