Terms of Use.

1. Eligibility

You must be at least 18 years old and legally able to enter into binding contracts to use our Site or Services. By using our Site, you represent and warrant that you meet these requirements.

Certain products and services may have additional eligibility requirements. For example, pre-settlement funding requires that you be represented by an attorney in a valid pending legal claim. Business funding requires a valid U.S. business entity meeting our stated minimum criteria.

2. Not a Law Firm; No Legal Advice

Best Deal Funding is not a law firm. We do not provide legal advice, represent clients in court, or otherwise substitute for the advice of an attorney. Nothing on our Site or provided by our team should be construed as legal advice.

For any legal question, you should consult with a licensed attorney in your jurisdiction. Pre-settlement funding is available only to plaintiffs who are represented by their own counsel.

3. Not a Guarantee of Case Outcome

Best Deal Funding provides funding based on the underwritten value of your pending legal claim, but we do not guarantee any specific outcome in your case. Case outcomes depend on many factors outside our control, including the actions of your attorney, the opposing party, the courts, and the specific facts of your claim.

You acknowledge that any funding provided to you is separate from — and does not influence — the legal handling of your case, which remains solely between you and your attorney.

4. Nature of Pre-Settlement Funding

Pre-settlement funding from Best Deal Funding is not a loan in most states. It is a non-recourse cash advance against the future proceeds of a pending legal claim. Repayment is contingent upon a successful resolution of the underlying case, meaning if your case does not result in a recovery, you owe us nothing.

In certain states, applicable regulation requires this product to be structured as a loan. In those states, additional terms apply as required by law and are disclosed in your funding agreement.

Your specific funding agreement — not this Site — governs the terms of your funding transaction. In the event of any conflict between this Site and your funding agreement, your funding agreement controls.

5. Business Funding Products

Our business funding products (including merchant cash advances, equipment financing, term loans, and lines of credit) are separate financial products with their own terms, conditions, and eligibility requirements. Approval, terms, availability, and specific product form vary based on your business's financial profile, industry, state of operation, and other underwriting factors.

All applicable fees, rates, repayment terms, and other conditions for a specific business funding product are disclosed in writing in the funding agreement you sign for that product. That agreement — not this Site — governs the terms of your business funding transaction.

6. Applications and Underwriting

Submitting an application through our Site or by phone does not obligate Best Deal Funding to provide you with funding. All applications are subject to underwriting review. We reserve the right, in our sole discretion, to approve or decline any application, to modify the terms of any funding offer prior to acceptance, and to withdraw a funding offer at any time before you sign a funding agreement.

You represent that all information you provide in your application is true, complete, and accurate to the best of your knowledge. Providing false or materially misleading information is grounds for denial, withdrawal of a funding offer, or in certain circumstances, legal action.

7. Communications and Consent

By submitting an application or contact form on our Site and providing your phone number and email address, and by checking any applicable consent boxes, you agree that Best Deal Funding may contact you at those numbers and addresses regarding your application, funding, or account — including through automated calls, prerecorded messages, and SMS text messages.

Consent to marketing communications is not a condition of receiving Services. You may opt out of marketing communications at any time as described in our Privacy Policy. Certain non-marketing communications about your account may continue after opting out of marketing.

8. Intellectual Property

All content on the Site — including but not limited to text, graphics, logos, images, software, and design — is owned by or licensed to Best Deal Funding and is protected by U.S. and international intellectual property laws. You may not copy, reproduce, republish, upload, post, transmit, distribute, or exploit any content from the Site for any commercial purpose without our prior written consent.

You may view, download, and print content from the Site for your personal, non-commercial use, provided you retain all copyright and other proprietary notices.

"Best Deal Funding," our logos, and other product and service names on the Site are trademarks of Best Deal Funding, LLC. All other trademarks are the property of their respective owners.

9. Acceptable Use

You agree not to use the Site or Services for any purpose that is unlawful or prohibited by these Terms. Specifically, you agree that you will not:

• Use the Site in any way that violates any applicable federal, state, local, or international law or regulation
• Impersonate any other person or entity, or misrepresent your affiliation with any person or entity
• Submit false, misleading, or fraudulent information
• Attempt to gain unauthorized access to any portion of the Site, any accounts on the Site, or any computer systems connected to the Site
• Use any robot, spider, or other automated means to access the Site for any purpose without our express written permission
• Introduce any viruses, trojan horses, worms, or other malicious code to the Site
• Interfere with or disrupt the Site or servers, or any networks connected to the Site
• Collect or harvest information about other users of the Site
• Use the Site or its content for any commercial purpose without our express written permission

10. Third-Party Links and Content

The Site may contain links to third-party websites, services, or content that are not owned or controlled by Best Deal Funding. We are not responsible for the content, privacy practices, or business practices of any third-party sites or services. Your access to and use of third-party sites is at your own risk and subject to the terms and policies of those third parties.

11. Testimonials, Reviews, and Case Examples

Any testimonials, reviews, or case examples displayed on the Site reflect the individual experiences of specific persons and do not represent typical results. Individual results vary. Past funding outcomes do not guarantee similar future outcomes for any other applicant, plaintiff, or case.

12. Disclaimer of Warranties

THE SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, BEST DEAL FUNDING DISCLAIMS ALL WARRANTIES, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE MAKE NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF ANY CONTENT ON THE SITE.

13. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BEST DEAL FUNDING, ITS AFFILIATES, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SITE OR SERVICES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES.

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATING TO THESE TERMS OR YOUR USE OF THE SITE — EXCLUSIVE OF ANY FUNDING AGREEMENT WE MAY SIGN WITH YOU — SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100).

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

14. Indemnification

You agree to indemnify, defend, and hold harmless Best Deal Funding and its affiliates, officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from: (a) your use of and access to the Site; (b) your violation of any of these Terms; (c) your violation of any third-party right, including without limitation any intellectual property, privacy, or contractual right; or (d) any false or misleading information you provide to us.

15. Dispute Resolution and Governing Law

Governing Law: These Terms are governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles.

Informal Resolution: Before filing a claim, you agree to try to resolve the dispute informally by contacting us at [email protected]. We will try in good faith to resolve any dispute within 30 days after the informal notice.

Arbitration: Except as noted below, any dispute arising from or relating to these Terms or your use of the Site will be resolved through binding individual arbitration, not in court. The arbitration will be administered under applicable arbitration rules in effect at the time the arbitration is initiated. Judgment on the award may be entered in any court having jurisdiction.

Class Action Waiver: You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

Exceptions: Notwithstanding the above, either party may bring an individual action in small claims court, and either party may seek injunctive or other equitable relief in a court of competent jurisdiction to protect intellectual property rights or prevent unauthorized use of the Site.

Right to Opt Out of Arbitration: You may opt out of the arbitration provision by sending written notice to us at [email protected] within 30 days of first accepting these Terms. The notice must include your name, address, and a clear statement that you want to opt out of arbitration.

16. Termination

We may suspend or terminate your access to the Site at any time, for any reason, without notice or liability. You may stop using the Site at any time.

Provisions of these Terms that by their nature should survive termination — including but not limited to intellectual property provisions, disclaimers, limitations of liability, indemnification, and dispute resolution — will survive termination.

17. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices, applicable law, or for other operational or legal reasons. When we make material changes, we will update the "Effective Date" at the top of these Terms and, where required by law, provide additional notice. Your continued use of the Site after any change becomes effective constitutes your acceptance of the revised Terms.

18. Miscellaneous

Entire Agreement: These Terms, together with our Privacy Policy and any funding agreement you sign with us, constitute the entire agreement between you and Best Deal Funding regarding the Site and Services.

Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

No Waiver: Our failure to enforce any right or provision of these Terms is not a waiver of that right or provision.

Assignment: You may not assign or transfer these Terms or your rights under them without our prior written consent. We may assign these Terms without restriction.

Force Majeure: We are not liable for any failure or delay in performance due to causes beyond our reasonable control.

19. Contact Us

If you have questions about these Terms, contact us at: